Guidewire First & only testing technology partner

Built for the hardest problems in insurance testing.

Rating engines. Policy APIs. Metadata-driven UIs. State filings. One platform for the testing challenges generic tools weren’t built to solve.

Book a Demo

Or read the 25-page Guide to Testing Insurance Software (PDF)

State Farm AIG Zurich Insurance The Hartford CNA Insurance American Family Mutual of Omaha Texas Mutual Travelers Canal USAA GM Financial Guidewire
Live demos
Watch: Karate Agent completes a Guidewire Personal Auto policy submission in one minute
Karate Agent · Guidewire
1:00

Guidewire Policy Submission in 1 minute

Watch: Karate Agent automating Guidewire PolicyCenter
The bigger picture
Deep dive

Automating Guidewire PolicyCenter

Demos run on a real Guidewire Cloud tenant. Nothing scripted off-camera.

Across the entire insurance stack

From underwriting APIs to agent portals to rating engines — one platform covers the testing challenges unique to insurance.

Karate Framework

API & Integration Testing

Test the systems that power insurance operations — policy lifecycle APIs, claims processing, billing integrations, underwriting rules, and event-driven Kafka pipelines.

  • Policy, Claims, Billing & Underwriting APIs
  • Kafka for event-driven claim workflows
  • Time-travel testing for policy lifecycles
  • Data-driven testing for LOB edge cases
  • 100% local — PII never leaves your network
Explore Karate →

Karate Agent

AI-Native UI Testing

Insurance UIs are metadata-driven — generated from configuration, not hand-crafted. Karate Agent’s display-text locators survive platform upgrades that break traditional automation.

  • Guidewire, Duck Creek & custom SPA support
  • Self-healing when UI changes between releases
  • Session video recording for audit compliance
  • BYO LLM — Claude, GPT, or local via Ollama
  • ~30s scripted flows, LLM only on failure
Explore Karate Agent →

VeriQuant

Rating Validation

No-code rating validation for actuaries and underwriters. A 1% error on a $1B premium book means $10M potential loss. VeriQuant catches it in milliseconds.

  • No-code interface for business users
  • Batch combinatorial testing for edge cases
  • Guidewire Rating Service integration
  • Any rating engine (Guidewire, custom, 3rd party)
  • Calculate your ROI →
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The challenge — and the fix

Generic tools weren’t built for this. We were.

Four problems unique to insurance. Four ways Karate Labs solves each one.

Rating errors cost millions

A single miscalculated factor cascades across an entire premium book.

VeriQuant catches them in milliseconds

No-code combinatorial validation. Actuaries use it directly — no IT bottleneck.

Manual validation takes weeks

Actuaries spend more time testing than analyzing.

Days, not weeks

Combinatorial regression at scale. Free actuaries to do actuarial work.

UI automation breaks on every release

Generic locators snap on metadata-driven screens and dynamic forms.

Karate Agent self-heals

Display-text locators survive platform upgrades. Audit-grade session video included.

Every state filing means re-validation

Rates, rules, and forms all need verification per filing, per state.

Versioned test packs per filing

One-click regression for any rate or rule change. Built for DOI evidence.

Net result: release cycles compressed from weeks to days, with errors caught that manual testing misses.

Free Guide · 25 Pages

Guide to Testing Insurance Software

Why testing insurance software is uniquely hard, and how to approach it. Covers rating complexity, metadata-driven UIs, time-travel testing, data prerequisites, API vs UI strategy, and hybrid testing patterns for policy lifecycle flows.

Download the Guide (PDF)

Enterprise readiness

Approved by insurance IT before you ask.

Security, deployment, identity, and audit posture — the questions your procurement team checks first.

Cloud, on-prem, or air-gapped

Deploy where your data lives. Karate runs in your VPC, your data center, or fully air-gapped — no outbound calls required.

PII never leaves your network

Policyholder, claim, and rate data stays inside your perimeter. No telemetry, no customer data sent to third parties.

Audit-grade evidence

Every run produces structured logs, session video (Karate Agent), and signed artifacts. Built for state DOI filings and internal audit.

SSO & role-based access

SAML/OIDC against your IdP (Okta, Azure AD, Ping). Distinct roles for QA, actuaries, underwriters, and auditors.

Open-source core, no lock-in

Karate is Apache 2.0, with 8,900+ GitHub stars. Auditable by your security team. No black box, no proprietary capture.

Listed on Guidewire Marketplace

Procured through your existing Guidewire vendor relationship. Embedded in the Guidewire Cloud Testing Framework.

SOC 2 evidence, security questionnaires, and reference calls available under MNDA. Request the security packet →

Guidewire’s first and only technology partner for testing technologies

Embedded in Guidewire Cloud

Karate is not just compatible with Guidewire — it’s embedded as the foundation of Guidewire’s own Testing Framework. Every Guidewire Cloud customer has access to Karate’s testing capabilities through the Guidewire Marketplace.

“Guidewire decided to leverage Karate Labs for our Testing Framework, as it is a powerful, open-source, industry-standard technology designed to make testing automation simple and accessible.”

WM

Will Murphy

VP of Global Technology Alliances, Guidewire

Read the press release
Zachary Griesbach

Guided by a Guidewire veteran

Zachary Griesbach, former leader of the Guidewire Testing Framework and 15-year Guidewire ecosystem veteran, serves on the Karate Labs Advisory Board for the insurance vertical. Meet the Advisory Board →

Get started

Eliminate rating errors. Accelerate release cycles.

Pick a starting point. We’ll match the right team and timeline to your evaluation.

Or download the 25-page Guide to Testing Insurance Software (PDF) · Explore Karate Enterprise →