Guidewire First & only testing technology partner

Test the entire insurance estate. End to end.

Every core platform, every integration, every rating rule — Guidewire, Duck Creek, legacy and home-grown systems — proven still working and still right, through every update. One AI-native engine, self-hosted inside your network.

Explore Karate Enterprise

The real problem

An insurer doesn’t run one system. It runs an estate.

Core platforms, rating engines, decades-old legacy, and home-grown systems — stitched together by hundreds of integrations, customized per country, and force-updated several times a year. Generic tools test one box. Nobody tests the whole estate end-to-end — or proves the rating underneath is right.

Core platforms

Guidewire · Duck Creek · Majesco

Policy admin, billing and claims — Guidewire PolicyCenter, ClaimCenter, BillingCenter and the like — heavily customized, upgraded on the vendor’s cadence.

Rating & pricing

Earnix · Ratabase · in-house

Combinatorial premium logic, filed state by state, changing constantly.

Legacy

Mainframe · SOAP · decades of data

Often undocumented, irreplaceable, and still in the critical path.

Home-grown

Portals · APIs · M&A systems

Built in-house, acquired, or bolted on — and never tested end-to-end.

… connected by 50–200 integrations per core implementation — each a place the estate can silently break.

Live demos
Watch: Karate Agent completes a Guidewire Personal Auto policy submission in one minute
Karate Agent · Guidewire
1:00

Karate completes policy submission in secs

Watch: Karate Agent automating Guidewire PolicyCenter
The bigger picture
Deep dive

Automating Guidewire PolicyCenter

Demos run on a real Guidewire Cloud tenant. Nothing scripted off-camera.

Karate Agent

One engine across the whole estate

Karate Agent tests by protocol, not by vendor — so the same engine drives every system and the integrations between them, end-to-end, in one business-readable syntax.

API & contract testing

REST, GraphQL, SOAP and gRPC — plus consumer/provider contracts that prove two services still agree.

AI browser automation

Display-text locators that self-heal across the metadata-driven UI churn that snaps every selector tool.

Async & messaging

Kafka, JMS, and webhooks — assert the event-driven claim and billing workflows, not just the request/response.

Legacy SOAP / XML

The decades-old systems still in the policy path, tested in the same file as your modern REST APIs.

Service mocks & test-doubles

Stand up a stateful stand-in for any system that isn’t ready — test the flow without waiting on every team.

Rating verification

The rate book and underwriting rules encoded as an oracle — so the agent doesn’t just complete the quote, it proves the premium is right.

How Karate Agent does it

Velocity. Trust. Control.

The three things that decide whether an insurer can ship fast, sleep at night, and pass an audit.

Velocity

Keep pace with the upgrade treadmill

Core platforms ship several updates a year, and each one swallows weeks of revalidation. Karate Agent drives the customized UI and self-heals across updates — so a vendor release stops being a fire drill. Release cycles compress from weeks to days, and stable flows replay at ~$0.

  • ●Self-healing through every Guidewire / Duck Creek update.
  • ●Weeks to days — collapse the offshore-tester treadmill.
  • ●~$0 replay — tag-scoped regression on every release.
Explore the Velocity pillar

Trust

Prove it’s right, not just running

A test that completes a quote but can’t judge the premium is theater. Karate Agent verifies complex business rules — premium calc, eligibility, surcharge — against the live system, row by row. Disagreement is a defect, not a debate. It’s the capability VeriQuant pioneered and brought into the Agent — and for dedicated rating validation, pair it with VeriQuant →

  • ●Oracle-vs-live — a wrong premium is a defect, tied to the rule.
  • ●Business-owned — actuaries author rules in plain language.
  • ●Deterministic verdict — reproducible, audit-ready evidence.
Explore the Trust pillar

Control

Inside your network, always

Insurers won’t put policyholder data — or test artifacts — in someone else’s cloud. Karate Agent runs self-hosted, in your VPC or air-gapped, with bring-your-own-LLM (Azure OpenAI / Copilot). Your data and your model never leave your perimeter, and there’s zero telemetry.

  • ●Self-hosted — VPC, data center, or fully air-gapped.
  • ●BYO-LLM — your governed Azure OpenAI, not our tokens.
  • ●Zero data egress — no telemetry, no third parties.
Explore the Control pillar

End-to-end

Test the wires, not just the screens

A policy doesn’t live in one app — it flows through quote, underwrite, bind, issue, bill, and claim across a dozen systems and queues. Karate proves the whole flow works: one test can fire an API, drive a screen, consume a Kafka or JMS message, stand up a mock for a system that isn’t ready, and assert the result — isolated from the other team’s code.

  • Consumer/provider contracts — prove two services still agree before they break in production.
  • Async / queues & mocks — assert event-driven claim flows; stand in for systems not yet ready.
  • Legacy + modern in one file — SOAP and REST, mainframe and microservice, same syntax.
  • Time-travel testing — drive a policy lifecycle that takes months in seconds.

Works across the estate

Because Karate tests by protocol, it works against anything with an API or a UI — every system in your estate, no vendor lock-in, one engine.

Guidewire Duck Creek Majesco Earnix Ratabase Legacy & mainframe In-house systems

Deepest on Guidewire. A purpose-built adapter goes beyond the UI to drive custom LOB and Gosu code directly — which is why Guidewire embedded Karate as the engine of its own Testing Framework.

Free Guide · 25 Pages

Guide to Testing Insurance Software

Why testing insurance software is uniquely hard, and how to approach it. Covers rating complexity, metadata-driven UIs, time-travel testing, data prerequisites, API vs UI strategy, and hybrid testing patterns for policy lifecycle flows.

Download the Guide (PDF) Or read the complete guide online

Enterprise readiness

Approved by insurance IT before you ask.

Security, deployment, identity, and audit posture — the questions your procurement team checks first.

Cloud, on-prem, or air-gapped

Deploy where your data lives. Karate runs in your VPC, your data center, or fully air-gapped — no outbound calls required.

PII never leaves your network

Policyholder, claim, and rate data stays inside your perimeter. No telemetry, no customer data sent to third parties.

Audit-grade evidence

Every run produces structured logs, session video (Karate Agent), and signed artifacts. Built for state DOI filings and internal audit.

Single-tenant, no accounts

Karate Agent runs as one Docker container behind your firewall — no user accounts, no database, reached over your VPN or SSH tunnel. Nothing to federate, nothing to breach.

Open-source core, no lock-in

Karate is MIT licensed, with 8,800+ GitHub stars. Auditable by your security team. No black box, no proprietary capture.

Listed on Guidewire Marketplace

Procured through your existing Guidewire vendor relationship. Embedded in the Guidewire Cloud Testing Framework.

Security, deployment, and compliance are answered in depth in our online Enterprise Evaluation resources. Find what you need yourself, then come to us for an informed discussion.

Guidewire’s first and only technology partner for testing technologies

The proof: Guidewire chose Karate

Karate is so good at testing the hardest platform in insurance that Guidewire didn’t just partner with us — it embedded Karate as the foundation of its own Testing Framework. Every Guidewire Cloud customer already runs Karate underneath.

“Guidewire decided to leverage Karate Labs for our Testing Framework, as it is a powerful, open-source, industry-standard technology designed to make testing automation simple and accessible.”

WM

Will Murphy

VP of Global Technology Alliances, Guidewire

Read the press release
Zachary Griesbach

Guided by a Guidewire veteran

Zachary Griesbach, former leader of the Guidewire Testing Framework and 15-year Guidewire ecosystem veteran, serves on the Karate Labs Advisory Board for the insurance vertical. Meet the Advisory Board →

Get started

Ship faster. Prove it’s right. Keep it in your control.

Pick a starting point. We’ll match the right team and timeline to your evaluation.

Book a demo

60 min with an insurance-specialist solutions engineer.

Schedule →

Enterprise evaluation

Security packet, deployment guide, and reference customers.

Start eval →

Calculate ROI

Model your rating-validation ROI by book size and filing cadence.

Run calculator →

Or download the 25-page Guide to Testing Insurance Software (PDF) · Explore Karate Enterprise →