Insurance

Two products. One mission: accurate, fast insurance software.

Karate automates your testing. VeriQuant validates your ratings. Together, they ensure every policy prices correctly and every system change ships with confidence.

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Across the entire insurance stack

From underwriting APIs to agent portals to rating engines — one platform covers the testing challenges unique to insurance.

Karate Framework

API & Integration Testing

Test the systems that power insurance operations — policy lifecycle APIs, claims processing, billing integrations, underwriting rules, and event-driven Kafka pipelines.

  • Policy, Claims, Billing & Underwriting APIs
  • Kafka for event-driven claim workflows
  • Time-travel testing for policy lifecycles
  • Data-driven testing for LOB edge cases
  • 100% local — PII never leaves your network
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Karate Agent

AI-Native UI Testing

Insurance UIs are metadata-driven — generated from configuration, not hand-crafted. Karate Agent’s display-text locators survive platform upgrades that break traditional automation.

  • Guidewire, Duck Creek & custom SPA support
  • Self-healing when UI changes between releases
  • Session video recording for audit compliance
  • BYO LLM — Claude, GPT, or local via Ollama
  • ~30s scripted flows, LLM only on failure
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VeriQuant

Rating Validation

No-code rating validation for actuaries and underwriters. A 1% error on a $1B premium book means $10M potential loss. VeriQuant catches it in milliseconds.

  • No-code interface for business users
  • Batch combinatorial testing for edge cases
  • Guidewire Rating Service integration
  • Any rating engine (Guidewire, custom, 3rd party)
  • Calculate your ROI →
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The Insurance Testing Challenge

Insurance software has unique demands. Generic testing tools fall short.

The Problem

  • Rating errors cost millions. A single miscalculated factor can cascade across an entire premium book.

  • Manual validation takes weeks. Actuaries spend more time testing than analyzing.

  • UI automation is brittle against Guidewire's complex screens and dynamic forms.

  • Every state filing requires re-validation of rates, rules, and forms.

The Solution

  • Karate tests the systems. API and UI automation for Guidewire, Duck Creek, and custom platforms with plain-English syntax your QA team can read.

  • VeriQuant validates the math. No-code rating validation that actuaries and underwriters use directly, without waiting on IT.

  • Together, they compress release cycles from weeks to days while catching errors that manual testing misses.

Free Guide · 25 Pages

Guide to Testing Insurance Software

Why testing insurance software is uniquely hard, and how to approach it. Covers rating complexity, metadata-driven UIs, time-travel testing, data prerequisites, API vs UI strategy, and hybrid testing patterns for policy lifecycle flows.

Download the Guide (PDF)

Trusted by Insurance Carriers

State Farm AIG Texas Mutual Mutual of Omaha American Family Insurance Guidewire
Guidewire’s first and only technology partner for testing technologies

Embedded in Guidewire Cloud

Karate is not just compatible with Guidewire — it’s embedded as the foundation of Guidewire’s own Testing Framework. Every Guidewire Cloud customer has access to Karate’s testing capabilities through the Guidewire Marketplace.

“Guidewire decided to leverage Karate Labs for our Testing Framework, as it is a powerful, open-source, industry-standard technology designed to make testing automation simple and accessible.”

WM

Will Murphy

VP of Global Technology Alliances, Guidewire

Read the press release
Zachary Griesbach

Guided by a Guidewire veteran

Zachary Griesbach, former leader of the Guidewire Testing Framework and 15-year Guidewire ecosystem veteran, serves on the Karate Labs Advisory Board for the insurance vertical. Meet the Advisory Board →

Ready to eliminate rating errors and accelerate releases?

See how Karate and VeriQuant work together to transform insurance software delivery.

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